Terms of Service
Conditions governing access to and use of the Soluciones Horizonte COI platform and educational programs.
The content provided by Soluciones Horizonte COI is educational and informational in nature only. Nothing on this platform, in our webinars, or in our consulting sessions constitutes financial advice, investment recommendations, or personalized financial planning. Users are responsible for their own economic decisions and should consult qualified financial professionals for personalized guidance.
By accessing or using the website solucioneshorizontecoi.com or any of the educational programs offered by Soluciones Horizonte COI, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you should not use our platform.
These Terms are governed by the laws of the Republic of Colombia, including but not limited to Law 527 of 1999 (Electronic Commerce Law), Law 1480 of 2011 (Consumer Statute), and other applicable Colombian legislation. Any disputes arising from these Terms shall be subject to the jurisdiction of Colombian courts.
Soluciones Horizonte COI provides educational and informational content about inflation and its effects on everyday economic life in Colombia. Our services include:
- Live and recorded educational webinars on economic topics
- Written educational materials and analysis guides
- Educational consulting sessions focused on economic literacy
- Informational content published on this website
All content is designed for general educational purposes. It does not take into account the specific financial situation, needs, or objectives of any individual user. Users should not make financial decisions based solely on information obtained from our platform.
When using our platform and services, you agree to:
- Provide accurate and truthful information when completing contact forms or registering for programs
- Use the platform and its content for lawful purposes only
- Not reproduce, distribute, or commercially exploit any content from our platform without prior written authorization
- Not attempt to interfere with the operation of the website or its security features
- Not impersonate any person or entity or misrepresent your affiliation with any person or entity
All content on this website and within our educational programs — including text, graphics, logos, webinar recordings, written guides, and the overall design — is the property of Soluciones Horizonte COI and is protected under Colombian intellectual property law, including Law 23 of 1982 and Decision 351 of the Andean Community.
You may access and use our content for personal, non-commercial educational purposes. Any other use, including reproduction, modification, distribution, or public display, requires our prior written consent.
Our educational content is provided on an "as is" basis for informational purposes. We make no representations or warranties regarding the completeness, accuracy, or fitness for any particular purpose of the content we provide.
Soluciones Horizonte COI shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our platform or reliance on any information provided therein. Economic conditions change, and educational content may not reflect the most current data at all times.
Nothing in these terms limits rights that cannot be excluded under Colombian consumer protection law (Law 1480 of 2011).
Our website may contain links to external websites, including official sources such as the DANE or Banco de la República. These links are provided for informational convenience only. Soluciones Horizonte COI does not control, endorse, or accept responsibility for the content of any linked external website. Accessing external sites is at your own risk.
We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting to this page with an updated date. Continued use of our platform after changes are posted constitutes acceptance of the revised terms.
We also reserve the right to suspend or discontinue access to any part of our platform at any time, with or without notice, for operational, maintenance, or legal reasons.
For questions, concerns, or notices related to these Terms of Service, please contact us at:
Soluciones Horizonte COI
Cl. 18 Nte. #4N-43, San Vicente, Cali, Valle del Cauca, Colombia
Email: info@solucioneshorizontecoi.com
Tel: +57 311 669 9900